2011/12 HELP and HECS repayment thresholds and rates

Help Repayment income (HRI*)	Percentage rate
Below $47,196	Nil
$47,196 - $52,572	4.0% of HRI
$52,573 - $57,947	4.5% of HRI
$57,948 - $60,993	5.0% of HRI
$60,994 - $65,563	5.5% of HRI
$65,564 - $71,006	6.0% of HRI
$71,007 - $74,743	6.5% of HRI
$74,744 - $82,253	7.0% of HRI
$82,254 - $87,649	7.5% of HRI
$87,650 and above	8.0% of HRI

2009/10 HELP repayment thresholds and rates

Help Repayment income (HRI*)	Percentage rate
Below $43,151	Nil
$43,151 - $48,066	4.0% of HRI
$48,067 - $52,980	4.5% of HRI
$52,981 - $55,764	5.0% of HRI
$55,765 - $59,943	5.5% of HRI
$59,944 - $64,919	6.0% of HRI
$64,920 - $68,336	6.5% of HRI
$68,337 - $75,203	7.0% of HRI
$75,204 - $80,136	7.5% of HRI
$80,137 and above	8.0% of HRI

*HRI= Taxable income plus any net rental losses, total reportable fringe benefits amounts and exempt foreign employment income.